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Car Collateral Loan • Philippines

Sangla OR/CR Loan
Fast Cash, Keep Your Car

Borrow up to 70% of your vehicle's appraised value using your OR/CR as collateral. Same-day approval possible - no need to surrender your car.

Up to 70%
of Your Car's Value
Same Day*
Loan Approval Possible
2015+
Year Models Accepted
No
Car Surrender Needed

Why Choose AutoTrustPH

Get a car collateral loan in easy way

Quick Loan Approval

Submit your requirements and get your sangla OR/CR loan approved as fast as the same day.

Keep Your Car

You keep driving your car while the loan is active. Only the OR/CR is held - no need to give up your vehicle.

Borrow Up to 70%

Get up to 70% of your car's current market value in cash. Great for emergency funds, business needs, or big expenses.

Flexible Payment Terms

Choose a payment schedule that fits your budget. We work with you to find terms you can manage comfortably.

How to Apply

How to Get a Sangla OR/CR Loan in 4 Steps

1

Apply Online

Fill out the short form below with your basic details and car information

2

Vehicle Check

Our team checks your car and tells you how much you can borrow based on its current value

3

Loan Approved

Once approved, we go over the loan amount and payment schedule that works for you

4

Get Your Cash

Receive your money and drive your car home. No need to leave it with us

Apply for a Sangla OR/CR Loan

Submit Your Application

Fill out the form and our team will reach out within 24 hours to help process your car collateral loan

Accepted
2015 models and above
Newer models qualify for higher amounts
Accepted
SUV, Sedan, Pickup & Truck
Most 4-wheel vehicle types accepted
Accepted
OR/CR must be under your name
Original copy required for processing
Not accepted
Motorcycles not accepted
4-wheel vehicles only

Privacy guaranteed. All information is kept strictly confidential and used solely for processing your application.

Personal Details


Vehicle Eligibility

By submitting, you agree to our Terms & Conditions

Frequently Asked Questions

Sangla OR/CR Loan: Questions and Answers

How much can I borrow with my vehicle's OR/CR?
You can borrow up to 70% of your car's current market value. The exact amount depends on the year model, brand, and condition of your vehicle. Our team will assess your car and give you an offer before you decide.
Can I still use my vehicle while paying the loan?
Yes, you can still use your car every day. With a Sangla OR/CR loan, you only leave the OR/CR documents with us. Your car never leaves your hands.
How long does the approval process take?
If your documents are complete and your credit history is in good standing, your sangla OR/CR loan can be approved on the same day you apply.
What are the requirements?
To apply for a Sangla OR/CR loan, you need: (1) the original OR/CR registered under your name, (2) a valid government-issued ID, (3) proof of income, and (4) a vehicle that is 2015 or newer.
What if my OR/CR is not under my name?
Sorry, the OR/CR must be in your name for us to process the loan. If it is still under a different name, we suggest updating it first. You can also contact us directly and we will help you look at other loan options.

Talk to Our Team

Need help with your Sangla OR/CR loan?

Our team is ready to answer your questions and guide you through every step of the process