At AutoTrustPH, we help many people a year with their Car & Cash financing needs. This guide is designed to answer the major questions that constantly get asked, as well as to provide tools, such as Loan Calculator, that will help you go through the process and determine your approximate monthly payment. Hopefully, you’ll find it useful in shaping the best way to handle your Car & Cash financing.
AutoTrustPH FAQs
- Brand New Auto Loan
- Used Auto Loan
- Truck/Bus Loan
- Cash Loan using Car as Collateral
- Re-Financing Loan
Please see Requirements page for the complete details, thank you.
No, AutoTrust Philippines does not require a prepayment fees to apply for an Auto Loan. You have the flexibility to apply with us during your inquiry or upon loan approval receive a free, no-obligation quotation so you can compare offers and choose the loan that is right for you.
If you have general questions and are not a current AutoTrustPH customer, call us at +(02) 8359-3051/ + (02) 8355-3746 / (02) 8359-3052 or +(63) 917-893-6850 / +(63) 920-931-9698 / +(63) 920-957-7301 and ask to speak to our account executive or look for Carl.
Applying online is the fast, secure, private, easiest way and totally confidential application form. But for unavoidable circumstances you may download the application form online and contact our offices @ +(632) 359-3051 / + (632) 355-3746 / +(632) 359-3052.
Simply fill-up the application form online, provide your personal information, work information and other references that is required on the form with the complete requirements.
You will receive a call or text from us in 1 – 2 working days upon receiving for some required documents (for Brand New, Used Auto & Car as Collateral loan), depending on the CI status and prequalification decision, but some applications will require a more detailed review.
Auto loan offers are valid 15 days from the date of approval.
Yes, the only condition is that you buy a car from a reputable dealer, individual owner and that the car is worth the price you are paying.
You can have finance from 12 – 60 months for brand new car and 12 – 48 months for used car depending on the age of the vehicle.
Generally, the car you buy must be not more than 8(eight) years of age (2010 model and above.). For cash loan using car as collateral, we accept from year model 2010 and above depending on the brand and actual condition of the car.
Yes, the deposit is necessary for buying either a used or brand new car. (Brand New Car-Minimum down Payment of 20%, while Minimum down payment of 30% for used car depending on the year model and appraised value).
Your interest rate is dependent on the circumstances. The amount of your deposit and the term of the finance, whether the car you want is new or used.
Yes, we will not pass on your details to any other company or organization for other transactions and purposes (Except for our finance providers: local commercial banks and private financing companies in connection with your auto or cash loan application).
Yes, only for car model 2010 and above with at least 12 months balance from the existing finance provider. Fill out the application form online first, for us to know if you will qualify for a refinancing. After approval of your application, we suggest you to obtain your 10 working days payoff amount from your current lender in order to determine how much you owe and the release on your vehicle documents.
Depending on the time of week and other factors. Normally you can receive the check as fast as 3 working days after completing the requirements.
Yes, every day we help many applicants and get approved who have been turned down by other lenders. Even if you have had previous credit problems, we may be able to help you. But this does not guarantee you for the approval, because each Bank has their owned standards and guidelines to meet, to get you approve.
We do business with different car dealers, especially if you are aiming for a brand new car. But if you are planning for a used car, let me talk to you first so I could give you good, pro-active suggestions and alternatives.
Yes, we accept trade-in for the 2010 model and up (Locally purchased), except for imported cars from Subic. For details please contact us.
Yes, our tied up dealers for brand new car has a comprehensive program after-sales service support and personalized service assistance even for a used car buyer for a hassle-free and enjoyable ownership experience.
After reading our Frequently Ask Questions (FAQ’s), if you’re still confused about our car financing procedures, please feel free to look to our AutoTrustPH representative through our online Contact us form page to make sense of it all. Or else, simply use our Brand New Car and Used Cars for Sale prices channel to pick the car you’re interested in or your ideal car from dealer or private owner that you intend to purchase, submit your complete contact information, or fill out our fast, free, secure, and totally confidential online application form. Completing the application form is easy and will only take you a few minutes. However, should you need any assistance please do not hesitate to call us. A marketing specialist will assist you and would be happy to discuss all of the car finance methods at your disposal.
AutoTrustPH makes it easy and preferred to get an online application Car Loan as stated above. We have established our own website in order to provide more accurate and timely information, guidance and assistance regarding new and used car purchase opportunities so that you, the customer, can do the research needed for your purchasing decisions without having to leave the comfort of your home and without having to interrupt your office itinerary schedules and go through the process to get you the best deal.
Note: These transactions are only for people who are a resident in the Philippines and are available nationwide. We do not provide financial products services outside the Philippines except for OFW and Seaman applicants who has a relatives here in the Philippines to facilitate the application in his/her behalf.
I just want to express my gratitude thru your company the manner of which I was able to secure a car loan approval in a matter of (1) day after submitting my application.
It’s hassle free, no need to go to v...
I just want to express my gratitude thru your company the manner of which I was able to secure a car loan approval in a matter of (1) day after submitting my application.
It’s hassle free, no need to go to various banks to apply. Just log in to your website, send an application & everything will be taken care of.
I hope this testimonial will serve as an inspiration for those who wanted to own a car without having to leave the comforts of our office/home in search of bank to finance our car loan.
Thank you so much & God Bless.
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Mary Ann Macabuhay
Ford Everest Titanium Plus 4x2