Down Payment Options
Prepare your target cash-out amount and compare financing possibilities before dealership release.
New Vehicle Financing
Brand-New Car Loan Philippines
Get help preparing a brand-new car loan inquiry with possible low down payment options through partner bank review.
Overview
Brand-new car financing guidance before dealership release
Use this page if you are planning a new car purchase and want to understand possible down payment, monthly payment, and document requirements before finalizing a unit. AutoTrustPH can help you prepare a cleaner inquiry for partner review.
Who this is for
- First-time new car buyers
- Applicants comparing low down payment options
- Clients who want payment estimates before choosing a unit
How it works
- Share the preferred brand, model, variant, and quoted unit price.
- Compare down payment and term estimates using the calculator.
- Submit your applicant details and documents for partner review.
Service Details
Plan your brand-new car purchase with clearer numbers
Partner Bank Review
Submit details for review by partner banks and financing companies based on eligibility and documents.
Release Support
Get guidance from inquiry to document preparation and next-step coordination.
Payment Planning
Use CalculatorNeed a monthly estimate?
Use the calculator to compare down payments and terms, then send the estimate with your inquiry.
What You Need
Loan Requirements
Provider: Local commercial banks and private financing companies. Open to residents across Luzon, Visayas, and Mindanao.
Employed Applicant
- 2 Valid IDs
- Latest ITR 2316
- COE or last 3 months payslip
- Mode of Payment (Autodebit or Checking account)
OFW / Seaman
- 2 Valid IDs
- Proof of remittances
- Latest contract or COE
- Last 4 months bank statements
- Mode of Payment (Autodebit or Checking account)
Self-Employed
- 2 Valid IDs
- Mayor's Permit
- DTI Registration
- ITR 2307/1701
- Last 4 months bank statements
- Mode of Payment (Autodebit or Checking account)
Corporation
- SEC Registration
- Articles of Incorporation
- Latest ITR and AFS
- Last 4 months bank statements
- Secretary's Certificate
- Mode of Payment (Autodebit or Checking account)
Backed By
Our Bank, Finance, and Insurance Partners
We work with 7 bank and financing partners, plus an insurance partner, to help clients compare available rates, terms, and coverage.
Inquiry
Tell us what vehicle or loan you need
Send your vehicle details, budget, documents, or calculator estimate. AutoTrustPH will review and help you choose the next step.
FAQ
Frequently Asked Questions
How much down payment is needed for a brand-new car loan?
Down payment may vary by unit, bank, promo, and applicant profile. Many clients start by comparing 20%, 30%, 40%, or 50% down payment estimates.
Can AutoTrustPH help compare new car financing terms?
Yes. AutoTrustPH can help prepare the inquiry details and compare available estimates before partner review.
Do I need a final dealership quote first?
A final quote is helpful, but you can start with the model, variant, and estimated unit price so the team can guide the next step.