Pre-Owned Review
Get guidance on used car financing requirements, appraisal, and partner review before submitting an inquiry.
Pre-Owned Vehicle Financing
Used Car Loan Philippines
Financing assistance for second-hand and pre-owned cars through AutoTrustPH partner banks and financing companies.
Overview
A focused used car loan page for pre-owned buyers
This page is for buyers comparing financing for second-hand cars from dealers, marketplaces, or private sellers. AutoTrustPH helps you organize vehicle details, estimate monthly payments, and prepare the common documents requested by partner banks and financing companies.
Who this is for
- Used-car dealer purchases
- Pre-owned sedan, SUV, van, or pickup units
- Buyers comparing down payment and monthly amortization before reserving a unit
How it works
- Send the unit year, make, variant, price, and seller details.
- Prepare your valid IDs, proof of income, and supporting documents.
- Review the estimate and wait for partner assessment based on the vehicle and your profile.
Service Details
Used car financing support for dealer and private units
Dealer Network
Work with a team connected to used-car dealers across Metro Manila and nearby provinces.
Payment Planning
Estimate monthly payments and compare common loan terms before choosing a target budget.
Payment Planning
Use CalculatorNeed a monthly estimate?
Use the calculator to compare down payments and terms, then send the estimate with your inquiry.
What You Need
Loan Requirements
Provider: Local commercial banks and private financing companies. Open to residents across Luzon, Visayas, and Mindanao.
Employed Applicant
- 2 Valid IDs
- Latest ITR 2316
- COE or last 3 months payslip
- Mode of Payment (Autodebit or Checking account)
OFW / Seaman
- 2 Valid IDs
- Proof of remittances
- Latest contract or COE
- Last 4 months bank statements
- Mode of Payment (Autodebit or Checking account)
Self-Employed
- 2 Valid IDs
- Mayor's Permit
- DTI Registration
- ITR 2307/1701
- Last 4 months bank statements
- Mode of Payment (Autodebit or Checking account)
Corporation
- SEC Registration
- Articles of Incorporation
- Latest ITR and AFS
- Last 4 months bank statements
- Secretary's Certificate
- Mode of Payment (Autodebit or Checking account)
Backed By
Our Bank, Finance, and Insurance Partners
We work with 7 bank and financing partners, plus an insurance partner, to help clients compare available rates, terms, and coverage.
Inquiry
Tell us what vehicle or loan you need
Send your vehicle details, budget, documents, or calculator estimate. AutoTrustPH will review and help you choose the next step.
FAQ
Frequently Asked Questions
Can I apply for a loan on a second-hand car?
Yes. Used car financing may be reviewed for qualified buyers, subject to vehicle year, condition, documents, and partner bank or financing company assessment.
What details should I send for a used car loan inquiry?
Send the year model, make, variant, selling price, seller or dealer name, target down payment, and your basic applicant details.
Is approval guaranteed for pre-owned cars?
No. Approval depends on the applicant profile, unit condition, documents, and partner review.