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Car Collateral Loan - Philippines

Sangla OR/CR Loan Fast Cash, Keep Your Car

Borrow up to 70% of your vehicle's appraised value using your OR/CR as collateral. Same-day approval possible - no need to surrender your car.

Up to 70%of Your Car's Value
Same Day*Loan Approval Possible
2015+Year Models Accepted
NoCar Surrender Needed

Get a car collateral loan in easy way

Quick Loan Approval

Submit your requirements and get your Sangla OR/CR loan approved as fast as the same day.

Keep Your Car

You keep driving your car while the loan is active. Only the OR/CR is held.

Borrow Up to 70%

Get up to 70% of your car's current market value in cash. Great for emergency funds.

Flexible Terms

Choose a payment schedule that fits your budget. We work with you to find terms.

How to Get a Sangla OR/CR Loan in 4 Steps

1

Apply Online

Fill out the short form below with your basic details and car information

2

Vehicle Check

Our team checks your car and tells you how much you can borrow based on its current value

3

Loan Approved

Once approved, we go over the loan amount and payment schedule that works for you

4

Get Your Cash

Receive your money and drive your car home. No need to leave it with us

Loan Requirements

Provider: Local commercial banks and private financing companies. Open to residents across Luzon, Visayas, and Mindanao.

Employed Applicant
  • 2 Valid IDs
  • Latest ITR 2316
  • COE or last 3 months payslip
  • Mode of Payment (Autodebit or Checking account)
OFW / Seaman
  • 2 Valid IDs
  • Proof of remittances
  • Latest contract or COE
  • Last 4 months bank statements
  • Mode of Payment (Autodebit or Checking account)
Self-Employed
  • 2 Valid IDs
  • Mayor's Permit
  • DTI Registration
  • ITR 2307/1701
  • Last 4 months bank statements
  • Mode of Payment (Autodebit or Checking account)
Corporation
  • SEC Registration
  • Articles of Incorporation
  • Latest ITR and AFS
  • Last 4 months bank statements
  • Secretary's Certificate
  • Mode of Payment (Autodebit or Checking account)

Submit your application

Fill out your personal details and vehicle information. If the original OR/CR is under your name, we can review the unit for collateral loan assessment.

2015 models and above
Newer models qualify for higher amounts
SUV, Sedan, Pickup & Truck
Most 4-wheel vehicle types accepted
OR/CR must be under your name
Original copy required for processing
Motorcycles not accepted
4-wheel vehicles only

Privacy guaranteed. All information is kept confidential and used only for processing your application.

Personal Details


Vehicle Eligibility

Frequently Asked Questions

How much can I borrow with Sangla OR/CR?

You can borrow up to 70% of your car's current market value. The exact amount depends on the year model, brand, and condition of your vehicle.

Can I still use my car?

Yes, you can still use your car every day. With a Sangla OR/CR loan, you only leave the OR/CR documents with us. Your car never leaves your hands.

How fast can my loan be approved?

If your documents are complete and your credit history is in good standing, your Sangla OR/CR loan can be approved on the same day you apply.

What do I need to apply?

You need the original OR/CR registered under your name, a valid government-issued ID, proof of income, and a vehicle that is 2015 or newer.

Can I apply if the OR/CR is not under my name?

Sorry, the OR/CR must be in your name for us to process the loan. If it is still under a different name, we suggest updating it first.

Talk to Our Team

Need help with your Sangla OR/CR loan?

Our team is ready to answer your questions and guide you through every step of the process