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Sangla OR/CR Guide

How does Sangla OR/CR work?

Sangla OR/CR is a vehicle collateral loan where the car registration documents are used for review while you continue using your vehicle.

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Vehicle appraisal comes first

The vehicle is checked based on year model, brand, condition, documents, and estimated market value. AutoTrustPH currently accepts 2015 and newer vehicles for this program.

The OR/CR is used as collateral

The original OR/CR must be under your name. These documents support the collateral review and ownership verification.

You keep using the car

There is no unit pull-out for qualified Sangla OR/CR inquiries. You can continue using your vehicle while the loan is assessed.

Approval depends on complete requirements

Same-day assessment may be possible when documents are complete and credit standing is good. Release timing depends on partner review and final compliance.

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FAQ

Frequently Asked Questions

What is Sangla OR/CR?

It is a type of loan where your car's OR and CR are used as collateral. You can still use your car while your loan is being processed.

Do I need to surrender my car?

No. AutoTrustPH lets you keep and continue using your car. We only hold the OR/CR documents as collateral.

What vehicles are accepted?

We accept SUVs, sedans, pickups, and trucks from 2015 onwards. Motorcycles may be reviewed separately.

How much can I loan?

You can borrow up to 70% of your car's appraised value. The final amount depends on vehicle year, brand, condition, and review.

How fast is the approval?

Assessment is usually done on the same day. Loan release typically happens within 1 to 2 business days after submitting complete requirements.

Inquiry

Tell us what vehicle or loan you need

Send your vehicle details, budget, documents, or calculator estimate. AutoTrustPH will review and help you choose the next step.

0920 931 9698

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