Loan Amount Guide

How much can I borrow using my car?

For Sangla OR/CR, qualified applicants may borrow up to 70% of the vehicle's appraised value, subject to document review and partner approval.

Appraised value is the starting point

The vehicle is reviewed based on its current market value, year model, brand, variant, mileage, condition, and documents.

AutoTrustPH uses up to 70% of the appraised value as guidance for Sangla OR/CR, but the final approved amount depends on partner assessment.

Valid IDs, proof of income, original OR/CR under your name, and clear vehicle details help the assessment move faster.

The loan amount should fit your budget. Compare possible terms and monthly estimates before sending your inquiry.

FAQ

What is Sangla OR/CR?

It is a type of loan where your car's OR and CR are used as collateral. You can still use your car while your loan is being processed.

Do I need to surrender my car?

No. AutoTrustPH lets you keep and continue using your car. We only hold the OR/CR documents as collateral.

What vehicles are accepted?

We accept SUVs, sedans, pickups, and trucks from 2015 onwards. Motorcycles may be reviewed separately.

How much can I loan?

You can borrow up to 70% of your car's appraised value. The final amount depends on vehicle year, brand, condition, and review.

How fast is the approval?

Assessment is usually done on the same day. Loan release typically happens within 1 to 2 business days after submitting complete requirements.

Inquiry

Send your vehicle details, budget, documents, or calculator estimate. AutoTrustPH will review and help you choose the next step.