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Requirements Guide

What are the requirements for a car loan?

Car loan requirements depend on your employment type, income source, vehicle, and the reviewing bank or financing partner.

Employed applicants

Prepare valid government IDs, proof of billing, latest payslips, certificate of employment, and income tax return when available.

OFW or seaman applicants

Common documents include valid IDs, passport, contract or certificate of employment, proof of remittance, and allotment slip when applicable.

Self-employed applicants

Prepare business registration documents, permits, bank statements, valid IDs, proof of billing, and income documents that support your application.

Corporate applicants

Businesses may need SEC or DTI documents, permits, board resolution or secretary certificate, bank statements, and authorized signatory IDs.

Vehicle-related documents

Used vehicle and Sangla OR/CR inquiries may require the OR/CR, appraisal details, vehicle photos, and ownership verification.

Full RequirementsSend Inquiry

Frequently Asked Questions

What auto financing services does AutoTrustPH offer?

AutoTrustPH assists with used car loans, brand-new car loans, truck and bus financing, and Sangla OR/CR inquiries through partner banks and private financing companies.

What are the basic requirements for a car loan in the Philippines?

Requirements commonly include valid IDs, proof of income, proof of billing, and employment or business documents. The exact checklist depends on the applicant type, vehicle, and reviewing partner.

Can I estimate my monthly payment before applying?

Yes. Use the AutoTrustPH car loan calculator to compare possible down payments and terms. The result is an estimate and not a final approval quote.

Does AutoTrustPH guarantee approval?

No. Approval, interest, down payment, fees, and terms depend on the applicant profile, vehicle, complete documents, credit assessment, and partner review.

Do you accept inquiries outside Metro Manila?

Yes. AutoTrustPH accepts online inquiries nationwide, with four service locations across Quezon City, Marikina, and Paranaque.

Tell us what vehicle or loan you need

Send your vehicle details, budget, documents, or calculator estimate. AutoTrustPH will review and help you choose the next step.